Insurance
I am in-network with Premera and its affiliates (e.g., LifeWise and some Blue Cross Blue Shield plans). Please contact me if you'd like to have your insurance benefits verified by my billing department.
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For all other insurance, read on to learn more about receiving out-of-network reimbursement for your sessions.
How to Use Out-of Network
Insurance Benefits
Some insurance plans offer out-of-network benefits, which means you initially pay for your therapy services and then submit a form to get reimbursed a percentage of the fee.
Step 1:
Check your out-of-network benefits
Contact your insurance and share my practice info to see if they offer out-of-network reimbursement benefits. Email me to get the info you need to verify.
Step 2:
Submit a superbill
A "superbill" is the paperwork you submit to your insurance to get reimbursed for services. I'll share one with you on a regular basis for you to send to your insurance. More info below.
Step 3:
Get reimbursed
The time it takes to get reimbursed depends on your plan. You can ask your insurance if they can provide an estimated turnaround time on superbills, if you'd like to know in advance.
What Exactly is a "Superbill"?
A superbill is an itemized receipt of services provided by an out-of-network clinician that you send to your insurance provider for reimbursement, if that's something they offer. Depending on your provider, you may be able to submit these online or by mail/fax.
It's recommended you check with your insurance prior to starting services to understand:
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If your insurance provides out-of-network reimbursement at all;
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What portion your insurance company will reimburse;
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Any limitations on the number of sessions you're allowed; and
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How quickly you will receive that reimbursement after submitting your superbill.